High reserve requirements made it difficult for societies to undercut traditional insurance companies.

高储备使会社很难再以价格优势和传统的保险公司竞争。

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Having opted for collective insurance, Europe now needs to develop the collective discipline to stop their reserve fund from being abused.

选择了集体担保之后，欧洲现在需要建立一种集体纪律，以免他们的储备基金被滥用。

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China's fund is a consequence of its massive reserve accumulations, which exceed the sums it can conceivably need for insurance.

中国的基金是其庞大外汇储备积累的结果。其外汇储备规模超过了它为防范意外所需的水平。

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Then subtract property taxes, insurance and a reserve for routine upkeep.

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The only possible solutions are either to have full reserve banking (a bad idea for other reasons) or to have deposit insurance.

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Pretty much every regulator went for this view of risk the Federal Reserve, the Federal Deposit Insurance Corporation, the Comptroller of the Currency, and the Office of Thrift Supervision.

FORBES: Chris Dodd's Incredibly Stupid Plan To Expand The Powers Of The Fed